Insurance Claims - Dover Forensics
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Dover Forensic Accounting

Insurance Claims

LIST OF SERVICES:

Disability Benefits Claims

Dover Forensic Accounting can examine individual’s insurance contracts and policies, and calculate the Pre-Disability Income (PDI) and residual income to determine the amount of disability benefits that will be paid out by the insurance company. Our Forensic Accountants can also help determine the eligible expenses under Covered Overhead Expense (COE) claims for professionals.

Tort (Bodily Injury) Claims

Tort claims usually occur as a result of automobile accidents, slip and fall, or other accidents resulting in bodily injury. Our forensic / investigative accountants can calculate the loss in income that can be used for claims in court.

Business Interruption Loss Claims

Business interruption losses can result from a natural or man-made disaster such as fire, flood, explosion, machinery breakdown, or other causes. Dover Forensic Accounting offers an unbiased and objective approach to these loss claims, including the initial loss estimates, actual loss sustained, loss of production and sales, expenses, and reported values for insurance compliance.

Extra Expense Claims

Extra expenses are usually incurred to mitigate losses arising from business interruption, or to perform various fixes. Dover Forensic Accounting experts provide a thorough investigation into market and local economic conditions, business cycle, and business operations, as part of a thorough investigation into the extra expenses incurred.

Fidelity Claims

Internal or employee dishonesty can result in substantial losses, affecting cash flows and ongoing operations. Our Investigative Accountants can analyze a wide range of fidelity losses and help owners and insurance companies receive restitution.

Product Liability Claims

Product liability claims may occur due to defects, contamination, or tampering at any point in the product supply chain or delivery. Dover Forensic Accounting has the expertise to quickly provide reasonable and objective calculations of lost profits, physical damages, and extra expenses incurred.

Reported Values

When there are discrepancies in reported property values (such as those that occur before or after a major property loss), Dover Forensic Accounting can perform valuation, investigate the process that was used to determine the values, analyze documentation to verify the values, and validate the value calculations.

Stock & Contents Loss Claims

Natural and man-made disasters such as fire and flood can result in significant losses in business inventory, stock, and contents. The destroyed or lack of physical evidence can make it difficult to calculate proper valuation of goods lost, especially if some of the goods lost were raw materials or still in the process of being manufactured. At Dover Forensic Accounting, our investigative accountants can accurately determine the true value of losses by analyzing financial records to verify the existence and valuation of the destroyed goods or materials.